*{box-sizing:border-box}
:root{--ink:#0f172a;--muted:#475569;--line:#e2e8f0;--soft:#f8fafc;--blue:#2563eb;--blue2:#1d4ed8;--pale:#eff6ff;--max:1120px}
html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.7}
a{color:var(--blue)}header{position:sticky;top:0;z-index:10;border-bottom:1px solid rgba(226,232,240,.85);background:rgba(255,255,255,.94);backdrop-filter:blur(12px)}
.nav{max-width:var(--max);margin:auto;padding:16px 24px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{font-size:1.25rem;font-weight:850;text-decoration:none;color:var(--ink);letter-spacing:-.02em}.brand span{color:var(--blue)}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:11px 20px;border-radius:11px;background:var(--blue);color:#fff;text-decoration:none;font-weight:800;box-shadow:0 8px 22px rgba(37,99,235,.16);transition:.2s ease}.btn:hover{background:var(--blue2);transform:translateY(-1px)}
.breadcrumb{max-width:var(--max);margin:auto;padding:18px 24px 0;font-size:.88rem;color:#64748b}.breadcrumb ol{display:flex;gap:8px;align-items:center;list-style:none;margin:0;padding:0;flex-wrap:wrap}.breadcrumb li+li:before{content:"/";margin-right:8px;color:#94a3b8}.breadcrumb a{text-decoration:none;color:#475569}
.hero{max-width:1000px;margin:auto;padding:68px 24px 62px;text-align:center}.kicker{display:inline-flex;padding:7px 12px;border:1px solid #bfdbfe;background:var(--pale);border-radius:999px;color:#1d4ed8;font-size:.82rem;font-weight:800;margin-bottom:18px}
.hero h1{margin:0 0 20px;font-size:clamp(2.35rem,6vw,4.3rem);line-height:1.04;letter-spacing:-.05em}.hero p{max-width:800px;margin:0 auto 30px;color:var(--muted);font-size:1.12rem}
.section{max-width:1040px;margin:auto;padding:54px 24px}.section.alt{max-width:none;background:var(--soft)}.section.alt>.inner{max-width:1040px;margin:auto}.section h2{font-size:clamp(1.75rem,4vw,2.45rem);line-height:1.15;letter-spacing:-.025em;margin:0 0 15px}.section-intro{color:var(--muted);max-width:800px;margin:0 0 32px}
.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.card{padding:25px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 10px 30px rgba(15,23,42,.035)}.card h3{margin:0 0 8px;font-size:1.05rem}.card p{margin:0;color:var(--muted)}
.prose{max-width:820px}.prose p{color:#334155;margin:0;font-size:1.02rem}.prose p+p{margin-top:14px}
.related{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:22px}.related a{display:block;text-decoration:none;border:1px solid #dbeafe;background:#fff;border-radius:14px;padding:15px 16px;font-weight:800;color:#1d4ed8}.related a:hover{background:var(--pale);border-color:#bfdbfe}
.faq{display:grid;gap:10px;margin-top:24px}.faq details{border:1px solid var(--line);border-radius:14px;background:#fff;padding:0 18px}.faq summary{cursor:pointer;list-style:none;font-weight:800;padding:17px 30px 17px 0;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";position:absolute;right:0;top:15px;color:var(--blue);font-size:1.35rem}.faq details[open] summary:after{content:"−"}.faq details p{color:var(--muted);margin:0;padding:0 0 18px}
.cta{max-width:1040px;margin:38px auto 76px;padding:48px 28px;text-align:center;background:linear-gradient(135deg,#eff6ff,#eef2ff);border:1px solid #dbeafe;border-radius:24px}.cta h2{margin:0 0 12px;font-size:clamp(1.8rem,4vw,2.45rem)}.cta p{max-width:720px;margin:0 auto 24px;color:var(--muted)}
footer{padding:34px 24px;border-top:1px solid var(--line);text-align:center;color:#64748b;font-size:.88rem}.footlinks{max-width:1050px;margin:12px auto 0;display:flex;justify-content:center;flex-wrap:wrap;gap:10px 16px}.footlinks a{text-decoration:none;font-weight:700}
@media(max-width:760px){header{position:static}.grid,.related{grid-template-columns:1fr}.hero{padding-top:52px}.nav{padding:14px 18px}.nav .btn{padding:9px 13px}.section{padding:44px 20px}.breadcrumb{padding-left:20px;padding-right:20px}.hero{padding-left:20px;padding-right:20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}

/* Etapa 10 — páginas institucionais e confiança */
.notice{max-width:900px;margin:0 auto 34px;padding:16px 18px;border:1px solid #fde68a;background:#fffbeb;color:#854d0e;border-radius:14px;font-size:.94rem}.trustbar{max-width:1040px;margin:0 auto 20px;padding:0 24px;display:flex;gap:9px;flex-wrap:wrap;justify-content:center}.trustbar span{padding:7px 11px;border:1px solid #dbeafe;border-radius:999px;background:#f8fbff;color:#334155;font-size:.79rem;font-weight:800}.steps{counter-reset:step;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.steps .card{position:relative;padding-top:62px}.steps .card:before{counter-increment:step;content:counter(step);position:absolute;top:20px;left:24px;width:30px;height:30px;border-radius:10px;display:grid;place-items:center;background:#dbeafe;color:#1d4ed8;font-weight:900}.contactbox{max-width:820px;padding:24px;border:1px solid #bfdbfe;background:linear-gradient(135deg,#eff6ff,#f8fafc);border-radius:18px}.contactbox a{font-weight:850}.legal-small{font-size:.88rem;color:#64748b}.institutional-links{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:10px;margin-top:18px}.institutional-links a{text-align:center;text-decoration:none;padding:12px 10px;border:1px solid var(--line);border-radius:12px;background:#fff;font-weight:800;color:#334155}.institutional-links a:hover{border-color:#bfdbfe;color:#1d4ed8;background:#eff6ff}@media(max-width:760px){.steps,.institutional-links{grid-template-columns:1fr}.trustbar{padding-left:20px;padding-right:20px}}